Funding Solutions
Funding Solutions

Capital Solutions Tailored to Your Needs

Whether you're an individual seeking personal capital or a business owner ready to scale — we have the right funding solution for you.

Business Funding Options

Comprehensive business capital solutions to fuel growth, manage cash flow, and seize opportunities.

Working Capital Loan

Up to $500,000From 7.99% APR • 6–36 months
  • Cover operational costs
  • Manage cash flow gaps
  • Fast funding
  • Minimal documentation
Apply Now

Business Line of Credit

Up to $750,000From 8.49% APR • Revolving
  • Draw as needed
  • Pay interest only on used funds
  • Reusable credit
  • Flexible repayment
Apply Now

Equipment Financing

Up to $2,000,000From 5.49% APR • 24–84 months
  • 100% equipment cost
  • Equipment as collateral
  • Tax advantages
  • Preserve working capital
Apply Now

Revenue-Based Funding

Up to $1,000,000Factor rate from 1.15 • 3–18 months
  • Based on revenue
  • No fixed payments
  • Flexible repayment
  • Fast approval
Apply Now
From Apply to Funded

Your Funding Timeline

No mystery, no waiting in the dark. Here's exactly what happens — and when — from the moment you apply to the moment funds hit your account.

Fastest: Same Day
Typical: 24–48 hrs
Complex: 3–5 days
Step 1 of 5

Submit Application

Online — 5 minutes

  • Fill out our 5-step online form
  • Basic business & personal info
  • No documents needed at this stage
  • Soft credit pull — no score impact
Available 24/7 — apply anytime
Time at this step
5 min
to complete
Overall Progress
Submit Application
Advisor Review
Receive Your Offer
Sign & Approve
Funds Deposited

Ready to start your 5-minute application?

Apply Now — It's Free
Client Success Stories

Real Clients. Real Results.

Every number below represents a real business owner who took a chance on their vision. Here's what happened when Odyssey Capital backed them.

Trident Logistics LLC
Working Capital Loan
$180,000
Marcus T.
Marcus T.
Trident Logistics LLC
Charlotte, NC
$180K
Funded
+62%
Revenue Growth
4 Drivers
New Hires
36 hrs
Time to Fund
“Odyssey didn't just give us money — they gave us the runway to prove what we could do. We've tripled our fleet since then.”
Bloom & Co. Boutique
Revenue-Based Funding
$95,000
Danielle R.
Danielle R.
Bloom & Co. Boutique
Atlanta, GA
$95K
Funded
$340K
Q4 Revenue
+210%
YoY Growth
24 hrs
Time to Fund
“The flexible repayment was a game-changer. When sales were slow, I paid less. When they boomed, it paid itself off fast.”
Westfield Construction Group
Equipment Financing
$420,000
James W.
James W.
Westfield Construction Group
Houston, TX
$420K
Funded
$2.1M
Contract Value
$520K
Equipment Value
48 hrs
Time to Fund
“I went from renting equipment and losing margin to owning assets that make me money every single day. Odyssey made that possible.”
Meridian Med Staffing
Business Line of Credit
$500,000
Sofia M.
Sofia M.
Meridian Med Staffing
Miami, FL
$500K
Credit Line
8 Hospitals
New Contracts
$1.2M→$3.8M
Revenue Growth
3 days
Time to Fund
“The line of credit is like having a financial safety net that also lets me go on offense. I've never felt more in control of my business.”
Personal — Home Renovation
Personal Loan
$75,000
Kevin A.
Kevin A.
Personal — Home Renovation
Raleigh, NC
$75K
Funded
+$87K
Sale Premium
4.2x
ROI
24 hrs
Time to Fund
“I was skeptical about a personal loan for this, but the numbers made sense. Odyssey walked me through every option and I made the right call.”
Spice Route Restaurant Group
Working Capital Loan
$130,000
Priya S.
Priya S.
Spice Route Restaurant Group
Nashville, TN
$130K
Funded
$2.4M/yr
Combined Revenue
2 → 3
Locations
22 hrs
Time to Fund
“Every bank told me I needed 2 years of tax returns for the new location. Odyssey looked at what I was actually doing and said yes.”

Ready to write your own success story?

Start Your Application
Application Checklist

What You'll Need to Apply

No surprises. Here's exactly what documents each funding product requires — so you can walk in prepared and get funded faster.

Working Capital / Line of Credit

Fastest approval, minimal paperwork

Minimum Requirements
Credit Score
500+
Monthly Revenue
$10K/mo
Time in Business
6+ months
Funding Speed
24–48 hrs
Pro Tips

Gather all required documents before starting your application to speed up approval.

Bank statements should be complete — all pages, no gaps. Missing pages cause delays.

We use a soft credit pull that does NOT affect your credit score during pre-qualification.

Most applications are reviewed within 2–4 hours during business hours (Mon–Fri, 9am–6pm ET).

Required Documents
Must have all of these to submit your application
4 items
3–6 months business bank statements
Most recent, all pages
Required
Government-issued photo ID
Driver's license or passport
Required
Voided business check
For ACH deposit setup
Required
Business name & EIN
Employer Identification Number
Required
Optional — Strengthens Your Application
Not required, but can improve your rate or approval amount
3 items
Business formation documents
LLC, Corp, or DBA filing
Optional
Most recent business tax return
Optional — strengthens application
Optional
Accounts receivable aging report
If applicable
Optional
Got your documents ready?
Our 5-step application takes less than 5 minutes to complete.
Apply Now
Common Questions

Funding FAQs

Everything you need to know about applying, qualifying, and getting funded. Can't find your answer? Our advisors are here to help.

No. We use a soft credit pull during the pre-qualification process, which does not affect your credit score in any way. Only if you choose to move forward with a final offer will we perform a hard inquiry, and we'll always notify you before doing so.

Still have questions? Speak with a funding advisor.

Talk to an Advisor
Funding Estimator

How Much Can You Qualify For?

Get an instant estimate based on your revenue, credit profile, and business history. No hard pull — no commitment.

$5K$50K/mo$500K

Fill in your details and click Calculate to see your estimated funding range.

This estimate is for informational purposes only and does not constitute a loan offer or guarantee of approval. Actual amounts depend on full underwriting review. No credit check is performed.

Working Capital Loan

Best for covering operational costs and short-term cash flow gaps.

Why Choose Us

The Odyssey Advantage

Speed

Decisions in 24 hours, funds in 48. We move at the speed of business.

Transparency

No hidden fees, no surprises. Clear terms from day one.

Dedicated Support

A dedicated funding advisor guides you through every step.

Tailored Solutions

Every business is unique. We customize funding to fit your specific needs.

Secure Process

Bank-level encryption and security protocols protect your data.

Nationwide Reach

Licensed to operate in all 50 states, serving businesses coast to coast.

Ready to Secure Your Funding?

Apply in 5 minutes. Get a decision in 24 hours. Receive funds in 48 hours.

Start Your Application
4.9

Funding in as little as 24–48 hrs

Check EligibilityApply Now